:root{--pnd-ink:#081624;--pnd-navy:#071a2f;--pnd-blue:#0b66e4;--pnd-cyan:#34c5ff;--pnd-sky:#dff4ff;--pnd-amber:#ffb24d;--pnd-paper:#f6f9fc;--pnd-white:#fff;--pnd-muted:#5d6d7e;--pnd-line:#d8e3ed;--pnd-shadow:0 24px 70px rgba(7,26,47,.13);--pnd-radius-xl:34px;--pnd-radius-lg:24px;--pnd-radius-md:18px}
.pnd-page,.pnd-page *{box-sizing:border-box}.pnd-page{position:relative;left:50%;right:50%;width:100vw;max-width:100vw;margin-left:-50vw;margin-right:-50vw;overflow:hidden;background:var(--pnd-paper);color:var(--pnd-ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.72}.pnd-page a{text-decoration:none}.pnd-page svg{width:1.15rem;height:1.15rem;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto}.pnd-shell{width:min(1320px,calc(100% - 48px));margin-inline:auto}.pnd-ambient{position:absolute;border-radius:999px;filter:blur(8px);pointer-events:none;opacity:.28}.pnd-ambient-one{width:440px;height:440px;background:radial-gradient(circle,var(--pnd-cyan),transparent 68%);top:70px;right:-260px}.pnd-ambient-two{width:360px;height:360px;background:radial-gradient(circle,var(--pnd-amber),transparent 70%);top:690px;left:-250px}.pnd-hero{position:relative;padding:34px 0 42px;background:linear-gradient(180deg,#edf8ff 0%,#f6f9fc 78%)}.pnd-breadcrumbs{display:flex;align-items:center;gap:10px;flex-wrap:wrap;color:#607286;font-size:.86rem;font-weight:700;margin-bottom:34px}.pnd-breadcrumbs a{color:#245476}.pnd-breadcrumbs a:hover{color:var(--pnd-blue)}.pnd-kicker,.pnd-eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:900;color:var(--pnd-blue)}.pnd-kicker:before,.pnd-eyebrow:before{content:"";width:24px;height:3px;border-radius:9px;background:linear-gradient(90deg,var(--pnd-blue),var(--pnd-cyan))}.pnd-hero h1{max-width:1180px;margin:14px 0 16px;font-size:clamp(2.35rem,5.2vw,5.3rem);line-height:1.02;letter-spacing:-.055em;color:var(--pnd-navy);text-wrap:balance}.pnd-hero-intro{max-width:1280px;margin:0;font-size:clamp(1.02rem,1.6vw,1.32rem);line-height:1.65;color:#365069;font-weight:520}.pnd-hero-media{width:min(1500px,calc(100% - 9cm));margin:40px auto 0}.pnd-image-frame{position:relative;overflow:hidden;border-radius:var(--pnd-radius-xl);box-shadow:var(--pnd-shadow);background:#cfe0ec;border:1px solid rgba(255,255,255,.86)}.pnd-image-frame:before{content:"";display:block;padding-top:50%}.pnd-image-frame img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.pnd-image-shade{position:absolute;inset:0;background:linear-gradient(180deg,transparent 25%,rgba(4,18,34,.84) 100%)}.pnd-hero-overlay{position:absolute;left:clamp(22px,4vw,62px);right:clamp(22px,4vw,62px);bottom:clamp(20px,4vw,54px);color:#fff;max-width:960px}.pnd-hero-overlay>span{display:block;font-size:clamp(1.2rem,2.4vw,2.2rem);font-weight:850;line-height:1.18;text-wrap:balance}.pnd-hero-overlay p{margin:10px 0 0;color:#e8f5ff;font-size:clamp(.94rem,1.3vw,1.12rem);line-height:1.55;max-width:850px}.pnd-hero-media figcaption{margin:10px 10px 0;color:#6c7d8b;font-size:.82rem}.pnd-chip-row{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:24px}.pnd-chip-row>span{display:flex;align-items:center;gap:10px;min-height:62px;padding:14px 16px;border:1px solid #d5e5f1;border-radius:16px;background:rgba(255,255,255,.86);box-shadow:0 12px 32px rgba(7,40,74,.06);color:#203e59;font-weight:750}.pnd-chip-row svg{color:var(--pnd-blue)}
.pnd-planner-band{padding:56px 0;background:linear-gradient(135deg,#06182c,#0a3159 62%,#0b66a0);color:#fff}.pnd-planner-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:42px;align-items:center}.pnd-planner-copy .pnd-eyebrow{color:#74d9ff}.pnd-planner-copy h2{margin:12px 0 12px;font-size:clamp(2rem,3.4vw,3.5rem);line-height:1.05;letter-spacing:-.035em}.pnd-planner-copy p{margin:0;color:#c9deef;font-size:1.03rem}.pnd-planner-points{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.pnd-planner-points span{display:flex;align-items:center;gap:8px;padding:9px 12px;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.07);font-size:.84rem;font-weight:800}.pnd-planner{padding:24px;border:1px solid rgba(255,255,255,.18);border-radius:26px;background:rgba(255,255,255,.1);backdrop-filter:blur(10px);box-shadow:0 28px 90px rgba(0,0,0,.2)}.pnd-form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.pnd-planner label span{display:block;margin-bottom:7px;color:#d9ecf8;font-size:.8rem;font-weight:800}.pnd-planner select{width:100%;height:50px;padding:0 14px;border:1px solid rgba(255,255,255,.22);border-radius:13px;background:#fff;color:#132b42;font:inherit;font-weight:700}.pnd-planner button{display:flex;justify-content:center;align-items:center;gap:10px;width:100%;min-height:52px;margin-top:14px;border:0;border-radius:14px;background:linear-gradient(90deg,var(--pnd-amber),#ffd08a);color:#18222d;font:inherit;font-weight:900;cursor:pointer;box-shadow:0 14px 34px rgba(255,178,77,.22)}.pnd-planner button:hover{transform:translateY(-1px)}.pnd-planner-output{display:none;margin-top:16px;padding:16px;border-radius:14px;background:rgba(2,16,30,.55);border:1px solid rgba(255,255,255,.15)}.pnd-planner-output.is-visible{display:block}.pnd-planner-output strong{display:block;color:#fff;margin-bottom:4px}.pnd-planner-output p{margin:0;color:#d9ecf8;font-size:.93rem}
.pnd-section{position:relative;padding:90px 0}.pnd-section-soft{background:#eef4f8}.pnd-section-head{display:grid;grid-template-columns:72px 1fr;gap:22px;align-items:start;margin-bottom:36px}.pnd-section-number{display:grid;place-items:center;width:64px;height:64px;border-radius:19px;background:var(--pnd-navy);color:#fff;font-weight:950;letter-spacing:.08em;box-shadow:0 14px 34px rgba(7,26,47,.16)}.pnd-section-head h2{margin:8px 0 0;max-width:980px;font-size:clamp(2rem,3.5vw,3.7rem);line-height:1.08;letter-spacing:-.04em;color:var(--pnd-navy);text-wrap:balance}.pnd-section-head p{max-width:1040px;margin:14px 0 0;color:var(--pnd-muted);font-size:1.04rem}.pnd-summary-grid{display:grid;grid-template-columns:1fr 1fr 1.15fr;gap:18px}.pnd-summary-card{padding:25px;border:1px solid var(--pnd-line);border-radius:var(--pnd-radius-lg);background:#fff;box-shadow:0 14px 42px rgba(7,26,47,.06)}.pnd-summary-card>span{display:block;margin-bottom:14px;color:var(--pnd-blue);font-weight:900}.pnd-summary-card ul{display:grid;gap:12px;margin:0;padding:0;list-style:none}.pnd-summary-card li{display:flex;gap:10px;color:#334c63}.pnd-summary-positive svg{color:#09a368}.pnd-objection{background:linear-gradient(145deg,#0a2440,#0c4e80);color:#fff;border-color:transparent}.pnd-objection>span{color:#83dcff}.pnd-objection p{margin:0;color:#e8f4fb}.pnd-two-col{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.pnd-prose-card{padding:30px;border-radius:var(--pnd-radius-lg);background:#fff;border:1px solid #dce8f0;box-shadow:0 12px 38px rgba(7,26,47,.05)}.pnd-prose-card h3{margin:0 0 12px;font-size:1.35rem;color:var(--pnd-navy)}.pnd-prose-card p{margin:0;color:var(--pnd-muted)}.pnd-need-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.pnd-need-grid article{position:relative;min-height:250px;padding:28px 24px;border-radius:22px;background:#fff;border:1px solid var(--pnd-line);overflow:hidden}.pnd-need-grid article:after{content:"";position:absolute;width:120px;height:120px;border-radius:999px;background:radial-gradient(circle,#d9f4ff,transparent 68%);right:-44px;bottom:-44px}.pnd-need-grid article>span{display:inline-flex;padding:7px 10px;border-radius:10px;background:#e7f4ff;color:var(--pnd-blue);font-weight:950}.pnd-need-grid h3{margin:20px 0 10px;font-size:1.2rem;color:var(--pnd-navy)}.pnd-need-grid p{margin:0;color:var(--pnd-muted);font-size:.95rem}.pnd-route-section{padding:92px 0;background:linear-gradient(180deg,#06182c,#092a4c);color:#fff}.pnd-route-section .pnd-section-number{background:#fff;color:var(--pnd-navy)}.pnd-route-section .pnd-eyebrow{color:#6ed6ff}.pnd-route-section .pnd-section-head h2{color:#fff}.pnd-route-section .pnd-section-head p{color:#bed2e2}.pnd-route-spine{position:relative;display:grid;gap:18px;margin-top:8px}.pnd-route-spine:before{content:"";position:absolute;left:31px;top:38px;bottom:38px;width:2px;background:linear-gradient(var(--pnd-cyan),rgba(52,197,255,.08))}.pnd-route-spine article{position:relative;display:grid;grid-template-columns:64px 1fr;gap:22px;align-items:start;padding:20px 24px 20px 0}.pnd-route-spine article>span{position:relative;z-index:1;display:grid;place-items:center;width:64px;height:64px;border-radius:20px;background:linear-gradient(135deg,var(--pnd-blue),var(--pnd-cyan));font-weight:950;box-shadow:0 14px 34px rgba(11,102,228,.3)}.pnd-route-spine h3{margin:0 0 6px;font-size:1.35rem}.pnd-route-spine p{margin:0;color:#c7d9e7}.pnd-route-note{display:grid;grid-template-columns:auto 1fr;gap:8px 20px;margin-top:28px;padding:22px;border:1px solid rgba(255,255,255,.13);border-radius:20px;background:rgba(255,255,255,.06)}.pnd-route-note strong{color:#80dcff}.pnd-route-note p{margin:0;color:#fff}.pnd-route-note span{grid-column:2;color:#a9c2d5;font-size:.9rem}.pnd-proof-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.pnd-proof-grid article{padding:26px;border:1px solid #d6e4ed;border-radius:22px;background:#fff}.pnd-proof-grid article>span{display:grid;place-items:center;width:46px;height:46px;border-radius:15px;background:#e5f4ff;color:var(--pnd-blue)}.pnd-proof-grid h3{margin:18px 0 8px;color:var(--pnd-navy)}.pnd-proof-grid p{margin:0;color:var(--pnd-muted)}.pnd-boundary{margin-top:20px;padding:22px 24px;border-radius:18px;border-left:5px solid var(--pnd-amber);background:#fff8ed}.pnd-boundary strong{display:block;margin-bottom:6px;color:#7a4a00}.pnd-boundary p{margin:0;color:#6b5a43}.pnd-factor-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.pnd-factor-grid article{padding:24px 20px;border:1px solid var(--pnd-line);border-radius:20px;background:#fff}.pnd-factor-grid b{display:inline-flex;color:var(--pnd-blue);font-size:.8rem;letter-spacing:.1em}.pnd-factor-grid h3{margin:13px 0 8px;font-size:1.08rem;line-height:1.28;color:var(--pnd-navy)}.pnd-factor-grid p{margin:0;color:var(--pnd-muted);font-size:.92rem}.pnd-trust-section{padding:92px 0;background:linear-gradient(140deg,#e5f5ff,#fff 55%,#fff6e7)}.pnd-trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.pnd-trust-grid article{display:flex;gap:14px;padding:22px;border-radius:20px;background:#fff;border:1px solid #d9e6ef;box-shadow:0 12px 38px rgba(7,26,47,.05)}.pnd-trust-grid article>span{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#e4f4ff;color:var(--pnd-blue);flex:0 0 auto}.pnd-trust-grid p{margin:0;color:#385169}.pnd-selection-note{display:grid;grid-template-columns:auto 1fr;gap:8px 18px;margin-top:18px;padding:22px 24px;border-radius:20px;background:var(--pnd-navy);color:#fff}.pnd-selection-note strong{color:#7bdcff}.pnd-selection-note p{margin:0;color:#e0edf6}.pnd-selection-note span{grid-column:2;color:#9fb9cb;font-size:.9rem}.pnd-process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:0;padding:0;list-style:none;counter-reset:step}.pnd-process li{padding:24px;border-radius:21px;background:#fff;border:1px solid #d8e5ee}.pnd-process li>span{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:14px;background:var(--pnd-navy);color:#fff;font-weight:900}.pnd-process h3{margin:18px 0 8px;color:var(--pnd-navy)}.pnd-process p{margin:0;color:var(--pnd-muted);font-size:.93rem}.pnd-enquiry-focus{margin-top:18px;padding:22px 24px;border-radius:18px;background:#e6f5ff;border:1px solid #c9e6f7}.pnd-enquiry-focus strong{display:block;color:var(--pnd-blue)}.pnd-enquiry-focus p{margin:5px 0 0;color:#36546b}.pnd-related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.pnd-related-card{position:relative;display:flex;flex-direction:column;min-height:150px;padding:22px;border-radius:20px;border:1px solid var(--pnd-line);background:#fff;color:var(--pnd-navy);transition:.22s ease}.pnd-related-card:hover{transform:translateY(-4px);border-color:#9bdcff;box-shadow:0 16px 44px rgba(7,26,47,.1)}.pnd-related-card>span{color:var(--pnd-blue);font-size:.76rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.pnd-related-card strong{margin-top:12px;line-height:1.35}.pnd-related-card i{margin-top:auto;align-self:flex-end;font-style:normal;font-size:1.4rem;color:var(--pnd-blue)}.pnd-faq{display:grid;gap:11px}.pnd-faq-item{overflow:hidden;border:1px solid var(--pnd-line);border-radius:18px;background:#fff}.pnd-faq-question{display:flex;align-items:center;justify-content:space-between;gap:20px;width:100%;padding:20px 22px;border:0;background:transparent;color:var(--pnd-navy);font:inherit;font-weight:850;text-align:left;cursor:pointer}.pnd-faq-question b{display:grid;place-items:center;width:34px;height:34px;border-radius:11px;background:#e7f4ff;color:var(--pnd-blue);font-size:1.2rem;transition:.2s ease}.pnd-faq-question[aria-expanded="true"] b{transform:rotate(45deg);background:var(--pnd-blue);color:#fff}.pnd-faq-answer{display:grid;grid-template-rows:0fr;transition:grid-template-rows .25s ease}.pnd-faq-answer>p{overflow:hidden;margin:0;padding:0 22px;color:var(--pnd-muted)}.pnd-faq-question[aria-expanded="true"]+.pnd-faq-answer{grid-template-rows:1fr}.pnd-faq-question[aria-expanded="true"]+.pnd-faq-answer>p{padding-bottom:21px}.pnd-cta{padding:80px 0;background:linear-gradient(130deg,#06182c,#0b4d80);color:#fff}.pnd-cta-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}.pnd-cta .pnd-eyebrow{color:#75dcff}.pnd-cta h2{margin:10px 0 12px;font-size:clamp(2rem,3.6vw,3.8rem);line-height:1.06;letter-spacing:-.04em}.pnd-cta p{margin:0;color:#c4d9e8}.pnd-cta-actions{display:flex;flex-direction:column;align-items:stretch;gap:11px}.pnd-btn{display:flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:12px 18px;border-radius:15px;font-weight:900}.pnd-btn-primary{background:linear-gradient(90deg,var(--pnd-amber),#ffd087);color:#18222d}.pnd-btn-secondary{border:1px solid rgba(255,255,255,.24);background:rgba(255,255,255,.08);color:#fff}.pnd-contact-link{display:flex;align-items:center;justify-content:center;gap:8px;color:#9fe4ff;font-weight:850}.pnd-reveal{opacity:1;transform:none}.pnd-js .pnd-reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}.pnd-js .pnd-reveal.is-visible{opacity:1;transform:none}.pnd-image-frame.is-fallback{background:linear-gradient(135deg,#0a3159,#0b66e4)}.pnd-image-frame.is-fallback:after{content:attr(data-fallback-label);position:absolute;inset:0;display:grid;place-items:center;padding:40px;color:#fff;font-size:clamp(1.3rem,3vw,2.6rem);font-weight:900;text-align:center}
@media (max-width:1100px){.pnd-hero-media{width:min(1400px,calc(100% - 64px))}.pnd-chip-row{grid-template-columns:repeat(2,1fr)}.pnd-planner-layout{grid-template-columns:1fr}.pnd-summary-grid{grid-template-columns:repeat(2,1fr)}.pnd-objection{grid-column:1/-1}.pnd-need-grid{grid-template-columns:repeat(2,1fr)}.pnd-factor-grid{grid-template-columns:repeat(3,1fr)}.pnd-related-grid{grid-template-columns:repeat(3,1fr)}.pnd-process{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){.pnd-shell{width:min(100% - 28px,1320px)}.pnd-hero{padding-top:22px}.pnd-breadcrumbs{margin-bottom:24px}.pnd-hero h1{font-size:clamp(2.1rem,11vw,3.6rem)}.pnd-hero-media{width:calc(100% - 28px);margin-top:28px}.pnd-image-frame{border-radius:22px}.pnd-image-frame:before{padding-top:74%}.pnd-hero-overlay p{display:none}.pnd-chip-row{grid-template-columns:1fr}.pnd-chip-row>span{min-height:54px}.pnd-section{padding:66px 0}.pnd-section-head{grid-template-columns:50px 1fr;gap:14px}.pnd-section-number{width:50px;height:50px;border-radius:15px}.pnd-section-head h2{font-size:clamp(1.8rem,8vw,2.7rem)}.pnd-summary-grid,.pnd-two-col,.pnd-need-grid,.pnd-proof-grid,.pnd-trust-grid,.pnd-related-grid,.pnd-process,.pnd-cta-inner{grid-template-columns:1fr}.pnd-factor-grid{grid-template-columns:1fr 1fr}.pnd-form-grid{grid-template-columns:1fr}.pnd-planner{padding:18px}.pnd-route-note,.pnd-selection-note{grid-template-columns:1fr}.pnd-route-note span,.pnd-selection-note span{grid-column:1}.pnd-cta-actions{margin-top:8px}}
@media (max-width:480px){.pnd-factor-grid{grid-template-columns:1fr}.pnd-hero-overlay>span{font-size:1.18rem}.pnd-hero-media figcaption{display:none}}
@media (prefers-reduced-motion:reduce){.pnd-page *{scroll-behavior:auto!important;transition:none!important;animation:none!important}.pnd-js .pnd-reveal{opacity:1;transform:none}}

.pnd-subcard{padding:30px;border-radius:var(--pnd-radius-lg);background:#fff;border:1px solid #dce8f0;box-shadow:0 12px 38px rgba(7,26,47,.05)}
.pnd-subcard h3{margin:0 0 10px;font-size:1.34rem;line-height:1.28;color:var(--pnd-navy)}
.pnd-subcard h4{margin:18px 0 8px;color:var(--pnd-blue);font-size:.96rem;letter-spacing:.01em}
.pnd-subcard p{margin:0 0 14px;color:var(--pnd-muted)}
.pnd-subcard ul{display:grid;gap:9px;margin:10px 0 0;padding:0;list-style:none}.pnd-subcard li{position:relative;padding-left:22px;color:#334c63}.pnd-subcard li:before{content:'✓';position:absolute;left:0;color:#0a9b67;font-weight:900}
.pnd-content-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.pnd-content-grid .pnd-subcard{min-height:100%}
.pnd-inline-media{margin:28px 0 0}.pnd-inline-media-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.pnd-inline-media figure{margin:0;overflow:hidden;border-radius:24px;background:#fff;border:1px solid var(--pnd-line);box-shadow:0 14px 42px rgba(7,26,47,.07)}.pnd-inline-media img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}.pnd-inline-media figcaption{padding:12px 16px;color:#526b80;font-size:.86rem;font-weight:700}
.pnd-display-title{margin:8px 0 0;max-width:980px;font-size:clamp(2rem,3.5vw,3.7rem);line-height:1.08;letter-spacing:-.04em;color:var(--pnd-navy);font-weight:850;text-wrap:balance}.pnd-route-section .pnd-display-title,.pnd-cta .pnd-display-title{color:#fff}.pnd-module-title{margin:0 0 18px;color:var(--pnd-navy);font-size:1.35rem;font-weight:850}.pnd-route-section .pnd-module-title{color:#fff}.pnd-link-context{margin-top:20px;padding:18px 20px;border:1px solid #cfe4f3;border-radius:17px;background:#f4fbff}.pnd-link-context p{margin:8px 0;color:#405d74}.pnd-link-context a{color:var(--pnd-blue);font-weight:850;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}
.pnd-faq-title{margin:8px 0 0;font-size:clamp(2rem,3.5vw,3.7rem);line-height:1.08;letter-spacing:-.04em;color:var(--pnd-navy);font-weight:850}.pnd-cta-title{margin:10px 0 12px;font-size:clamp(2rem,3.6vw,3.8rem);line-height:1.06;letter-spacing:-.04em;font-weight:850}
@media(max-width:760px){.pnd-content-grid,.pnd-inline-media-grid{grid-template-columns:1fr}.pnd-subcard{padding:23px}.pnd-display-title,.pnd-faq-title{font-size:clamp(1.8rem,8vw,2.7rem)}}